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Join a free workshop to understand your EPISD benefits, Marketplace options, and common questions.
See upcoming events →Register for available events through Cal.com.THE COVERAGE PROJECTAn initiative by The Baylon Agency
EPISD 2027 OPEN ENROLLMENT · OCT 26 – NOV 18, 2026
Is your EPISD health plan your best option for 2027?
EPISD employees and families: check how your 2027 plan costs compare with federal affordability rules and whether Marketplace savings may be available. Choose who needs coverage and enter your household income.
Prefer to learn first? See free events →1. Who needs coverage?
4 people in this household example.
2. About how much does your household make per year?
Use projected 2027 household income for Marketplace eligibility.
POTENTIAL MARKETPLACE FINANCIAL HELP
There may be a better fit for your household.
EPISD coverage for your household is above the federal affordability limit. Your income is within the general Marketplace tax-credit range. Your spouse or children may qualify for premium help, even if your own EPISD coverage is affordable.
Is EPISD coverage affordable under the federal test?No · 19.4% of household income
Could Marketplace premium tax credits apply?Possibly, for eligible family members
EPISD premium$1,458/mo
General APTC income ceiling$132,000
EPISD passes price test at$171,194
Show how the affordability number is calculated
$1,458 per month × 12 = $17,496 per year. $17,496 ÷ $90,000 = 19.4% of household income. The 2027 affordability cutoff is 10.22%, or $767 per month at this income. Employee-only affordability is assessed separately at $174 per month.
Where does your income fall?
The marker is your estimated household income. These zones show the difference between unaffordable coverage and potential Marketplace financial assistance.
$0$200,000
May qualify for APTC Unaffordable; above APTC limit Below usual APTC floor Employer plan passes test
For this 4-person example: general Marketplace tax-credit income range is $33,000–$132,000. This EPISD coverage tier passes the affordability test at about $171,194 or more.
Choose what works for you.
Learn more, explore plans on your own, or review your options with us.
Based on this preliminary result, comparing Marketplace quotes is a useful next step.
Compare plans yourself
View Marketplace quotes and enroll on your own, with expert help from The Baylon Agency whenever you need it.
You're not on your own. If you have questions or get stuck along the way, we can assist at no extra cost to you.
Explore plans on HealthSherpa ↗Quote and enroll online, with agency help available.Get a 1-on-1 review
Have questions, specific doctors, or a complicated situation? Anyone can request a personal review.
Your Explorer answers carry into the existing request form.Sources: EPISD 2027 rates · HealthCare.gov · 2026 HHS FPL · IRS 2027 rule
Illustrative Texas 2027 screening only. A potential APTC result does not guarantee eligibility, savings, or a $0 plan. Medicaid/CHIP, tax filing, provider networks, access to other coverage, and individual circumstances can change eligibility. Uses published EPISD CDHP 24-pay rates and assumes minimum value; it does not calculate actual Marketplace premiums. Employee-only affordability is assessed separately from family affordability. Not affiliated with EPISD.